The First Brokerage to
Lower Insurance Premiums
AI agents do a broker's work faster and cheaper — and we pass the efficiency savings directly to you.
The Problem
The Commission Tax
AI agents do a broker's work faster and cheaper, but commission rates are locked in, so efficiency gains flow to profit margins, not customers.
The Solution
How NIVEL Makes Insurance Cheaper
Traditional Model
NIVEL Model
NIVEL is a true AI autopilot that replaces human work and passes the cost reduction to the customer.
The Product
Infrastructure for AI Insurance Brokers
Demand Platforms
Amazon, Uber, Myle NEMT
Agent Interfaces
MCP, Email, WhatsApp
Insurance Systems
Underwriting, Claims, Policy Admin
Service APIs
Stripe, Motive, Docusign
Operating Systems
Vertical SaaS, Proprietary
Compliance Systems
DMV, TLC, DOT
Traction
What We've Done
We leveraged deep relationships in our beachhead market to build the tools and connections to proprietary data that AI agents need to execute.
Market Size
Massive Scale & Clear Beachhead
The U.S. commercial insurance market is a half-trillion-dollar industry ripe for efficiency. We start where the pain is most acute and expand outward.
Competition
Why We Win
Incumbent Brokers
Marsh, Aon, Hub, Gallagher
Counter-positioned. They have invested billions in commission-based books and are too slow to cannibalize their own revenue by replacing human brokers.
AI-Native Roll-Ups
Various VC-backed entities
Wrong incentive structure. They use the same commission model as incumbents, resulting in no actual premium cost benefit to the end customer.
AI Platform Cos.
OpenAI, Anthropic, Google
Lack of focus. The immense regulatory burden of insurance is a distraction when insurance is merely 1 of 1000+ products they support.
The Team
Wilson Rosa
Founder & CEO
- Grew up in insurance (family brokerage since mid-1990s)
- Co-founded Amazon last-mile delivery business
- Three years in early-stage VC at Aspira Capital
- Licensed Property & Casualty insurance broker
- Graduated from Fordham Law School
- No loyalty to the traditional insurance broker establishment