# Nivel Risk — Agent & API Index

# Purpose: enable LLMs and autonomous agents to discover
# deterministic insurance submission workflows.

## Company

Nivel Risk
Commercial insurance brokerage for mobility operators.
Primary market: NYC TLC drivers.

## Human Entry Points

Homepage: https://nivelrisk.com/
TLC flow: https://nivelrisk.com/tlc
INSHUR flow: https://nivelrisk.com/inshur

## What agents can do

- Understand required documents for TLC insurance
- Submit an insurance application on behalf of a driver
- Track submission status through broker and carrier stages

## Submission Workflow (Deterministic)

States:
- draft: applicant started
- received: applicant submitted to broker
- ready: broker reviewed, ready for carrier
- submitted: broker submitted to carrier
- quoted: carrier provided quote
- bound: policy bound
- declined: application declined

## Required Documents (TLC - NYC)

- NYS Driver License
- TLC Hack License
- Vehicle Title or Bill of Sale
- Vehicle Registration
- Certificate of Insurance / FH-1
- Radio Base Certification Letter
- INSHUR Non-Renewal Letter (INSHUR customers only)

## Documentation

Developer / API overview:
https://nivelrisk.com/docs (coming soon)

## Notes

- Policies are annual
- Pricing is not real-time
- All submissions are broker-reviewed before carrier submission
- Coverage subject to underwriting approval